Always be careful when getting a quote to try and make sure you get the right amount of cover at the right price, don’t go daft adding extra cover to your policy when you don’t really need them, otherwise you’ll find the cost of your premium going up, and we are trying to save you some money here. Before go shopping around at the many different motor insurance web sites, you need to decide want cover options you need as a necessity and what you don’t need, this also includes the level of excess on your policy. A More than car insurance quote could save you lots of money and beat your renewal quote.

If you car is stolen or damaged will a courtesy car be provided? If not how much extra it is. Maybe look for a policy that has a replacement vehicle in as standard. But, do you really need a courtesy car, because it is not really needed, you could do with out.

Does the policy include breakdown roadside assistance? Some insurers add this as standard to the policy and some you have to add it as an extra, which is another cost putting the price of your insurance premium up. Consider going direct to the breakdown cover provides web site like theaa, RAC and Green Flag, and see if you can get a cheaper quote with them rather than adding it on to your policy, see if you can get it cheaper as a single policy.

Depending on how high the policy excess I can make a big difference on your quote price at the end. Compulsory excess is the amount of cash you will be willing to pay to the insurer in the event of an accident. The more money you are prepared to pay here means the less your car insurance premium will be.

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