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Payday America Information

Posted on July 22, 2010
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Times are tough and everybody needs a helping hand every now and then. If this sounds like you, then your helping hand might be at Payday America. Payday America is open in 4 states: North and South Dakota, Minnesota and Wisconsin.

When applying for Payday America loans – you will be required to fill out a simple form in order to get you started. Filling out applications for loans can be painful, but this time. You’ll have to answer some basic questions like name, social security, income and banking account. The best part is no credit check. If you know you have a low credit score, then this brings a big sigh of relief.

Be sure you bring along some documents. You’ll need a state issue pictured ID. A driver’s license will do or an ID Card. You’ll also need to provide you banking information. Payday America will need your checking account number and the bank’s routing number. You can just take in your check book or a voided check to get these two series of numbers.
You may want to also grab a couple of last paychecks stubs or voids as proof of income.

With all the proper ID and paperwork in place, the application process will take about 10 minutes. If you’d prefer, you can do all of this from the comfort of home. Just log on to any computer and type in Payday America and apply online. You can also read up more on Payday America and find out a little more about their loans, interest rates and fees.

Make you review the information for your specific state because the laws vary from state to state. Once approved for your Payday America loan, you can borrow from $50 to $500. The interest rates will be charged to the loan in increments of $10 for every $100 you borrow. So if you borrow $400, the interest charged is $40.00.

As an alternative, you may also want to check out Payday Loan Stores for another options in cash loans.

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